Home Insurance Costs with Deductible Scenarios in Talbot County, MD & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Talbot County, MD	$326300	$725	$998
Tilghman Island, MD	$334200	$796	$1,095
Choptank, MD	$227800	$619	$852
East New Market, MD	$161900	$534	$735
Easton, MD	$275000	$578	$795
Church Creek, MD	$226900	$617	$850
Preston, MD	$195000	$576	$792
Oxford, MD	$561300	$1348	$1,855
Stevensville, MD	$356400	$600	$825
St. Michaels, MD	$412200	$989	$1,361

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Impact of Coverage Amount on Home Insurance Cost In Talbot County, MD

Coverage Amount	Home Insurance Cost ($)
$100,000	$255
$200,000	$976
$300,000	$1,283
$400,000	$1,502
$500,000	$1,923
$750,000 to $1000,000	$2,223
Above $1000,000	$2,629

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Talbot County, MD Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Talbot County, MD Average Home Insurance Cost	$1,009.98
State Average Home Insurance Cost	$1,008
Difference Vs national Average	-214.02

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Top Homeowners Insurance Companies in Talbot County, MD

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,019
State Farm	$896
Travelers	$826
Brethren Mutual	$694

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Talbot County, MD Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-131	879
One Claim	+71	1081
Two Claims	+131	1141

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