Home Insurance Costs with Deductible Scenarios in St. Mary's County, MD & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
St. Mary's County, MD	$291500	$687	$945
St. Mary's County, MD	$291500	$687	$945
Long Beach, MD	$278200	$694	$954
St. Leonard, MD	$419800	$1012	$1,393
Calvert Beach, MD	$272500	$684	$942
Fishing Creek, MD	$318800	$765	$1,052
Cobb Island, MD	$301500	$733	$1,009
Piney Point, MD	$332700	$793	$1,091
Chesapeake Ranch Estates, MD	$203800	$493	$679
Tall Timbers, MD	$635400	$1479	$2,035

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Impact of Coverage Amount on Home Insurance Cost In St. Mary's County, MD

Coverage Amount	Home Insurance Cost ($)
$100,000	$281
$200,000	$1,024
$300,000	$1,350
$400,000	$1,666
$500,000	$2,132
$750,000 to $1000,000	$2,466
Above $1000,000	$2,916

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St. Mary's County, MD Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
St. Mary's County, MD Average Home Insurance Cost	$956.16
State Average Home Insurance Cost	$1,008
Difference Vs national Average	-267.84

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Top Homeowners Insurance Companies in St. Mary's County, MD

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$1,197
Erie	$1,019
State Farm	$896
Travelers	$826

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St. Mary's County, MD Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-124	832
One Claim	+76	1033
Two Claims	+124	1080

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