Home Insurance Costs with Deductible Scenarios in Howard County, MD & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Howard County, MD	$439900	$970	$1,335
Seabrook, MD	$262700	$562	$773
Konterra, MD	$340900	$809	$1,113
Berwyn Heights, MD	$285800	$706	$971
Ilchester, MD	$383900	$648	$891
Montgomery County, MD	$467500	$1059	$1,457
Ashton-Sandy Spring, MD	$650100	$820	$1,128
Laytonsville, MD	$537500	$1305	$1,796
Lansdowne, MD	$154200	$488	$672
Montgomery Village, MD	$289000	$682	$939

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Impact of Coverage Amount on Home Insurance Cost In Howard County, MD

Coverage Amount	Home Insurance Cost ($)
$100,000	$277
$200,000	$871
$300,000	$1,222
$400,000	$1,533
$500,000	$1,962
$750,000 to $1000,000	$2,269
Above $1000,000	$2,683

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Howard County, MD Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Howard County, MD Average Home Insurance Cost	$1,350.9
State Average Home Insurance Cost	$1,008
Difference Vs national Average	126.9

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Top Homeowners Insurance Companies in Howard County, MD

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$1,197
Erie	$1,019
State Farm	$896
Travelers	$826

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Howard County, MD Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-176	1175
One Claim	+68	1418
Two Claims	+189	1540

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