Home Insurance Costs with Deductible Scenarios in Harford County, MD & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Harford County, MD	$281400	$671	$923
Carney, MD	$244400	$539	$742
Hampton, MD	$438400	$1073	$1,476
Fawn, PA	$226100	$608	$837
Bel Air, MD	$239300	$533	$734
Bowleys Quarters, MD	$251300	$548	$754
Cecil County, MD	$238000	$614	$844
Overlea, MD	$195500	$484	$666
White Marsh, MD	$266800	$567	$780
Betterton, MD	$187500	$567	$780

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Impact of Coverage Amount on Home Insurance Cost In Harford County, MD

Coverage Amount	Home Insurance Cost ($)
$100,000	$365
$200,000	$982
$300,000	$1,290
$400,000	$1,597
$500,000	$2,044
$750,000 to $1000,000	$2,364
Above $1000,000	$2,795

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Harford County, MD Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Harford County, MD Average Home Insurance Cost	$934.08
State Average Home Insurance Cost	$1,008
Difference Vs national Average	-289.92

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Top Homeowners Insurance Companies in Harford County, MD

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$1,197
Erie	$1,019
Travelers	$826
Brethren Mutual	$694

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Harford County, MD Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-121	813
One Claim	+47	981
Two Claims	+112	1046

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