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Home Insurance Costs with Deductible Scenarios in Germantown, MD & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Germantown, MD $326600 $725 $998
Cloverly, MD $471200 $679 $935
Cascades, VA $477000 $765 $1,053
Lansdowne, VA $497800 $683 $940
Monrovia, MD $384400 $912 $1,255
Highland, MD $641500 $1490 $2,050
White Oak, MD $386700 $653 $898
Leisure World, MD $196800 $486 $668
Fulton, MD $623600 $1459 $2,008
Herndon, VA $415700 $636 $875

Impact of Coverage Amount on Home Insurance Cost In Germantown, MD

Coverage Amount Home Insurance Cost ($)
$100,000 $347
$200,000 $947
$300,000 $1,192
$400,000 $1,561
$500,000 $1,998
$750,000 to $1000,000 $2,310
Above $1000,000 $2,732


Germantown, MD Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Germantown, MD Average Home Insurance Cost$1,009.98
State Average Home Insurance Cost$1,008
Difference Vs national Average-214.02

Top Homeowners Insurance Companies in Germantown, MD

Insurance Provider Average Homeowners Insurance Cost($)
USAA $1,197
State Farm $896
Travelers $826
Brethren Mutual $694

Germantown, MD Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -131 879
One Claim +71 1081
Two Claims +131 1141