Home Insurance Costs with Deductible Scenarios in Frederick, MD & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Frederick, MD	$255100	$631	$869
Point of Rocks, MD	$341500	$811	$1,115
Highfield-Cascade, MD	$192100	$572	$787
Braddock Heights, MD	$331800	$791	$1,088
New Market, MD	$423100	$1023	$1,408
Adamstown, MD	$434800	$1060	$1,459
Fairplay, MD	$261700	$668	$919
Funkstown, MD	$144900	$513	$705
Bartonsville, MD	$347700	$824	$1,134
Middletown, MD	$420900	$1016	$1,398

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Impact of Coverage Amount on Home Insurance Cost In Frederick, MD

Coverage Amount	Home Insurance Cost ($)
$100,000	$358
$200,000	$1,027
$300,000	$1,353
$400,000	$1,664
$500,000	$2,130
$750,000 to $1000,000	$2,463
Above $1000,000	$2,912

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Frederick, MD Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Frederick, MD Average Home Insurance Cost	$879.36
State Average Home Insurance Cost	$1,008
Difference Vs national Average	-344.64

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Top Homeowners Insurance Companies in Frederick, MD

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$1,197
Erie	$1,019
State Farm	$896
Travelers	$826

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Frederick, MD Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-106	774
One Claim	+79	959
Two Claims	+114	994

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