Home Insurance Costs with Deductible Scenarios in Frederick County, MD & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Frederick County, MD	$315400	$705	$970
Trego-Rohrersville Station, MD	$272500	$684	$942
Woodsboro, MD	$313900	$755	$1,039
Monrovia, MD	$384400	$912	$1,255
Highfield-Cascade, MD	$192100	$572	$787
Adamstown, MD	$434800	$1060	$1,459
Mount Aetna, MD	$341400	$811	$1,115
Taneytown, MD	$247400	$543	$747
Myersville, MD	$330300	$788	$1,084
Carroll Valley, PA	$223400	$605	$832

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Impact of Coverage Amount on Home Insurance Cost In Frederick County, MD

Coverage Amount	Home Insurance Cost ($)
$100,000	$361
$200,000	$990
$300,000	$1,226
$400,000	$1,536
$500,000	$1,966
$750,000 to $1000,000	$2,273
Above $1000,000	$2,688

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Frederick County, MD Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Frederick County, MD Average Home Insurance Cost	$982.08
State Average Home Insurance Cost	$1,008
Difference Vs national Average	-241.92

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Top Homeowners Insurance Companies in Frederick County, MD

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$1,197
Erie	$1,019
State Farm	$896
Travelers	$826

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Frederick County, MD Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-137	845
One Claim	+79	1061
Two Claims	+137	1120

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