Home Insurance Costs with Deductible Scenarios in Ellicott City, MD & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Ellicott City, MD	$522700	$978	$1,345
Sykesville, MD	$359000	$849	$1,169
Scaggsville, MD	$484100	$709	$975
Aspen Hill, MD	$404300	$870	$1,197
Carney, MD	$244400	$539	$742
Lutherville, MD	$340500	$575	$791
Burtonsville, MD	$380700	$642	$883
Laytonsville, MD	$537500	$1305	$1,796
Gambrills, MD	$449600	$1111	$1,528
Four Corners, MD	$448300	$693	$953

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Impact of Coverage Amount on Home Insurance Cost In Ellicott City, MD

Coverage Amount	Home Insurance Cost ($)
$100,000	$257
$200,000	$828
$300,000	$1,083
$400,000	$1,266
$500,000	$1,620
$750,000 to $1000,000	$1,874
Above $1000,000	$2,216

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Ellicott City, MD Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Ellicott City, MD Average Home Insurance Cost	$1,361.7
State Average Home Insurance Cost	$1,008
Difference Vs national Average	137.7

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Top Homeowners Insurance Companies in Ellicott City, MD

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$1,197
Erie	$1,019
Travelers	$826
Brethren Mutual	$694

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Ellicott City, MD Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-177	1185
One Claim	+123	1484
Two Claims	+163	1525

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