Home Insurance Costs with Deductible Scenarios in Baltimore, MD & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Baltimore, MD	$153200	$508	$699
Garrison, MD	$239000	$533	$733
Rossville, MD	$229100	$521	$717
Baltimore Highlands, MD	$174900	$551	$758
Eldersburg, MD	$371600	$818	$1,126
Parkville, MD	$195700	$559	$770
Maryland City, MD	$299500	$613	$843
Elkridge, MD	$339600	$574	$790
Herald Harbor, MD	$412600	$991	$1,363
Columbia, MD	$367600	$619	$851

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Impact of Coverage Amount on Home Insurance Cost In Baltimore, MD

Coverage Amount	Home Insurance Cost ($)
$100,000	$552
$200,000	$1,369
$300,000	$1,889
$400,000	$2,266
$500,000	$2,900
$750,000 to $1000,000	$3,354
Above $1000,000	$3,966

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Baltimore, MD Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Baltimore, MD Average Home Insurance Cost	$707.13
State Average Home Insurance Cost	$1,008
Difference Vs national Average	-516.87

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Top Homeowners Insurance Companies in Baltimore, MD

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$1,197
Erie	$1,019
State Farm	$896
Brethren Mutual	$694

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Baltimore, MD Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-99	608
One Claim	+35	742
Two Claims	+85	792

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